/*
Theme Name: Creditos Latam
Theme URI: https://creditoslatam.com
Author: Creditos Latam
Author URI: https://creditoslatam.com
Description: Comparador de préstamos personales en México y Latinoamérica
Version: 1.0.0
License: GNU General Public License v2 or later
Text Domain: creditoslatam
*/

/* ============================================
   VARIABLES Y RESET
============================================ */
:root {
  --azul-principal: #1A3C6E;
  --azul-claro: #2563EB;
  --azul-hover: #1D4ED8;
  --verde-cta: #16A34A;
  --verde-hover: #15803D;
  --gris-fondo: #F8FAFC;
  --gris-borde: #E2E8F0;
  --gris-texto: #64748B;
  --negro: #0F172A;
  --blanco: #FFFFFF;
  --amarillo-destaca: #FCD34D;
  --rojo-alerta: #EF4444;
  --sombra: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -1px rgba(0,0,0,0.06);
  --sombra-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -2px rgba(0,0,0,0.05);
  --radio: 8px;
  --radio-lg: 12px;
  --fuente-titulo: 'Montserrat', sans-serif;
  --fuente-cuerpo: 'Open Sans', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--fuente-cuerpo);
  color: var(--negro);
  background: var(--blanco);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: var(--azul-claro); }
a:hover { color: var(--azul-hover); }
ul { list-style: none; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ============================================
   HEADER
============================================ */
.site-header {
  background: var(--blanco);
  border-bottom: 2px solid var(--gris-borde);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--sombra);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  max-width: 1200px;
  margin: 0 auto;
}

.site-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-icon {
  width: 40px;
  height: 40px;
  background: var(--azul-principal);
  border-radius: var(--radio);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blanco);
  font-weight: 800;
  font-size: 18px;
  font-family: var(--fuente-titulo);
}

.logo-texto {
  display: flex;
  flex-direction: column;
}

.logo-nombre {
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 20px;
  color: var(--azul-principal);
  line-height: 1;
}

.logo-slogan {
  font-size: 11px;
  color: var(--gris-texto);
  font-weight: 400;
}

.nav-principal ul {
  display: flex;
  gap: 32px;
  align-items: center;
}

.nav-principal a {
  font-family: var(--fuente-titulo);
  font-weight: 600;
  font-size: 14px;
  color: var(--negro);
  transition: color 0.2s;
  white-space: nowrap;
}

.nav-principal a:hover,
.nav-principal .current-menu-item a {
  color: var(--azul-claro);
}

.nav-cta {
  background: var(--verde-cta) !important;
  color: var(--blanco) !important;
  padding: 10px 20px;
  border-radius: var(--radio);
  transition: background 0.2s !important;
}

.nav-cta:hover {
  background: var(--verde-hover) !important;
  color: var(--blanco) !important;
}

.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--negro);
  transition: 0.3s;
}

/* ============================================
   HERO SECTION
============================================ */
.hero {
  background: linear-gradient(135deg, var(--azul-principal) 0%, #2563EB 100%);
  color: var(--blanco);
  padding: 80px 20px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: rgba(255,255,255,0.05);
  border-radius: 50%;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.3);
  color: var(--blanco);
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 24px;
  font-family: var(--fuente-titulo);
}

.hero h1 {
  font-family: var(--fuente-titulo);
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

.hero h1 span {
  color: var(--amarillo-destaca);
}

.hero p {
  font-size: 18px;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto 40px;
  line-height: 1.7;
}

.hero-botones {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.btn-primario {
  background: var(--verde-cta);
  color: var(--blanco);
  padding: 16px 36px;
  border-radius: var(--radio);
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 16px;
  transition: all 0.2s;
  display: inline-block;
  box-shadow: 0 4px 14px rgba(22, 163, 74, 0.4);
}

.btn-primario:hover {
  background: var(--verde-hover);
  color: var(--blanco);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(22, 163, 74, 0.5);
}

.btn-secundario {
  background: rgba(255,255,255,0.1);
  color: var(--blanco);
  padding: 16px 36px;
  border-radius: var(--radio);
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 16px;
  border: 2px solid rgba(255,255,255,0.3);
  transition: all 0.2s;
  display: inline-block;
}

.btn-secundario:hover {
  background: rgba(255,255,255,0.2);
  color: var(--blanco);
}

.hero-stats {
  display: flex;
  gap: 48px;
  justify-content: center;
  margin-top: 60px;
  flex-wrap: wrap;
}

.stat-item {
  text-align: center;
}

.stat-numero {
  font-family: var(--fuente-titulo);
  font-size: 36px;
  font-weight: 800;
  color: var(--amarillo-destaca);
  display: block;
}

.stat-label {
  font-size: 14px;
  opacity: 0.85;
}

/* ============================================
   VENTAJAS / FEATURES
============================================ */
.ventajas {
  padding: 80px 20px;
  background: var(--gris-fondo);
}

.section-titulo {
  text-align: center;
  margin-bottom: 56px;
}

.section-titulo h2 {
  font-family: var(--fuente-titulo);
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 800;
  color: var(--azul-principal);
  margin-bottom: 12px;
}

.section-titulo p {
  font-size: 18px;
  color: var(--gris-texto);
  max-width: 600px;
  margin: 0 auto;
}

.ventajas-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
}

.ventaja-card {
  background: var(--blanco);
  border-radius: var(--radio-lg);
  padding: 32px;
  border: 1px solid var(--gris-borde);
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.ventaja-card:hover {
  box-shadow: var(--sombra-lg);
  transform: translateY(-4px);
  border-color: var(--azul-claro);
}

.ventaja-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--azul-principal), var(--azul-claro));
  border-radius: var(--radio);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 24px;
}

.ventaja-card h3 {
  font-family: var(--fuente-titulo);
  font-size: 18px;
  font-weight: 700;
  color: var(--azul-principal);
  margin-bottom: 10px;
}

.ventaja-card p {
  color: var(--gris-texto);
  font-size: 15px;
  line-height: 1.7;
}

/* ============================================
   TABLA COMPARATIVA
============================================ */
.comparador {
  padding: 80px 20px;
  background: var(--blanco);
}

.tabla-wrapper {
  overflow-x: auto;
  border-radius: var(--radio-lg);
  box-shadow: var(--sombra-lg);
  border: 1px solid var(--gris-borde);
}

.tabla-prestamos {
  width: 100%;
  border-collapse: collapse;
  font-size: 15px;
}

.tabla-prestamos thead {
  background: var(--azul-principal);
  color: var(--blanco);
}

.tabla-prestamos thead th {
  padding: 18px 20px;
  text-align: left;
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  white-space: nowrap;
}

.tabla-prestamos tbody tr {
  border-bottom: 1px solid var(--gris-borde);
  transition: background 0.2s;
}

.tabla-prestamos tbody tr:hover {
  background: var(--gris-fondo);
}

.tabla-prestamos tbody tr.destacado {
  background: #EFF6FF;
  border-left: 4px solid var(--azul-claro);
}

.tabla-prestamos td {
  padding: 20px;
  vertical-align: middle;
}

.prestamista-info {
  display: flex;
  align-items: center;
  gap: 12px;
}

.prestamista-logo {
  width: 48px;
  height: 48px;
  background: var(--gris-fondo);
  border-radius: var(--radio);
  border: 1px solid var(--gris-borde);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 16px;
  color: var(--azul-principal);
  font-family: var(--fuente-titulo);
  flex-shrink: 0;
}

.prestamista-nombre {
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 16px;
  color: var(--negro);
  display: block;
}

.prestamista-tipo {
  font-size: 12px;
  color: var(--gris-texto);
}

.badge {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 700;
  font-family: var(--fuente-titulo);
}

.badge-verde { background: #DCFCE7; color: #16A34A; }
.badge-azul { background: #DBEAFE; color: #1D4ED8; }
.badge-naranja { background: #FEF3C7; color: #D97706; }
.badge-top { background: var(--amarillo-destaca); color: var(--negro); }

.puntuacion {
  display: flex;
  align-items: center;
  gap: 6px;
}

.estrellas { color: #F59E0B; font-size: 14px; }
.puntuacion-num { font-weight: 700; color: var(--negro); }

.btn-solicitar {
  background: var(--verde-cta);
  color: var(--blanco);
  padding: 12px 24px;
  border-radius: var(--radio);
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 14px;
  display: inline-block;
  transition: all 0.2s;
  white-space: nowrap;
}

.btn-solicitar:hover {
  background: var(--verde-hover);
  color: var(--blanco);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(22, 163, 74, 0.3);
}

.nota-afiliado {
  text-align: center;
  margin-top: 20px;
  font-size: 13px;
  color: var(--gris-texto);
}

/* ============================================
   COMO FUNCIONA
============================================ */
.como-funciona {
  padding: 80px 20px;
  background: var(--gris-fondo);
}

.pasos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
}

.paso {
  text-align: center;
  padding: 32px 24px;
  background: var(--blanco);
  border-radius: var(--radio-lg);
  border: 1px solid var(--gris-borde);
  position: relative;
}

.paso-numero {
  width: 56px;
  height: 56px;
  background: var(--azul-principal);
  color: var(--blanco);
  border-radius: 50%;
  font-family: var(--fuente-titulo);
  font-size: 22px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.paso h3 {
  font-family: var(--fuente-titulo);
  font-size: 17px;
  font-weight: 700;
  color: var(--azul-principal);
  margin-bottom: 10px;
}

.paso p {
  color: var(--gris-texto);
  font-size: 14px;
  line-height: 1.7;
}

/* ============================================
   TIPOS DE PRESTAMOS
============================================ */
.tipos-prestamos {
  padding: 80px 20px;
  background: var(--blanco);
}

.tipos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
}

.tipo-card {
  background: var(--gris-fondo);
  border-radius: var(--radio-lg);
  padding: 32px;
  border: 1px solid var(--gris-borde);
  transition: all 0.3s;
  display: block;
  color: inherit;
}

.tipo-card:hover {
  box-shadow: var(--sombra-lg);
  transform: translateY(-4px);
  border-color: var(--azul-claro);
  background: #EFF6FF;
  color: inherit;
}

.tipo-icono {
  font-size: 40px;
  margin-bottom: 16px;
}

.tipo-card h3 {
  font-family: var(--fuente-titulo);
  font-size: 18px;
  font-weight: 700;
  color: var(--azul-principal);
  margin-bottom: 10px;
}

.tipo-card p {
  color: var(--gris-texto);
  font-size: 14px;
  line-height: 1.7;
  margin-bottom: 16px;
}

.tipo-link {
  color: var(--azul-claro);
  font-weight: 700;
  font-size: 14px;
  font-family: var(--fuente-titulo);
}

/* ============================================
   CONFIANZA / TRUST SIGNALS
============================================ */
.confianza {
  padding: 60px 20px;
  background: var(--azul-principal);
  color: var(--blanco);
}

.confianza-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 32px;
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.confianza-item {
  padding: 24px;
}

.confianza-numero {
  font-family: var(--fuente-titulo);
  font-size: 42px;
  font-weight: 800;
  color: var(--amarillo-destaca);
  display: block;
  margin-bottom: 8px;
}

.confianza-texto {
  font-size: 15px;
  opacity: 0.9;
}

/* ============================================
   FAQ
============================================ */
.faq {
  padding: 80px 20px;
  background: var(--gris-fondo);
}

.faq-lista {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: var(--blanco);
  border-radius: var(--radio);
  border: 1px solid var(--gris-borde);
  margin-bottom: 12px;
  overflow: hidden;
}

.faq-pregunta {
  padding: 20px 24px;
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 16px;
  color: var(--azul-principal);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background 0.2s;
}

.faq-pregunta:hover { background: var(--gris-fondo); }

.faq-pregunta::after {
  content: '+';
  font-size: 24px;
  font-weight: 300;
  color: var(--azul-claro);
}

.faq-respuesta {
  padding: 0 24px 20px;
  color: var(--gris-texto);
  font-size: 15px;
  line-height: 1.8;
}

/* ============================================
   FOOTER
============================================ */
.site-footer {
  background: var(--negro);
  color: rgba(255,255,255,0.8);
  padding: 60px 20px 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  max-width: 1200px;
  margin: 0 auto;
  margin-bottom: 40px;
}

.footer-marca .logo-nombre { color: var(--blanco); margin-bottom: 12px; display: block; }
.footer-desc { font-size: 14px; line-height: 1.8; margin-bottom: 20px; }

.footer-col h4 {
  font-family: var(--fuente-titulo);
  font-size: 14px;
  font-weight: 700;
  color: var(--blanco);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 16px;
}

.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col a { font-size: 14px; color: rgba(255,255,255,0.7); transition: color 0.2s; }
.footer-col a:hover { color: var(--blanco); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-legal { font-size: 12px; opacity: 0.6; max-width: 800px; line-height: 1.7; }
.footer-copy { font-size: 13px; opacity: 0.6; white-space: nowrap; }

/* ============================================
   PÁGINAS INTERNAS
============================================ */
.page-hero {
  background: linear-gradient(135deg, var(--azul-principal) 0%, var(--azul-claro) 100%);
  color: var(--blanco);
  padding: 60px 20px;
  text-align: center;
}

.page-hero h1 {
  font-family: var(--fuente-titulo);
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 800;
  margin-bottom: 16px;
}

.page-hero p {
  font-size: 18px;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto;
}

.page-content {
  max-width: 1200px;
  margin: 0 auto;
  padding: 60px 20px;
}

.page-content h2 {
  font-family: var(--fuente-titulo);
  font-size: 28px;
  font-weight: 800;
  color: var(--azul-principal);
  margin: 40px 0 16px;
}

.page-content h3 {
  font-family: var(--fuente-titulo);
  font-size: 20px;
  font-weight: 700;
  color: var(--azul-principal);
  margin: 28px 0 12px;
}

.page-content p {
  color: var(--gris-texto);
  line-height: 1.8;
  margin-bottom: 16px;
  font-size: 16px;
}

.page-content ul {
  margin: 16px 0 24px 20px;
  list-style: disc;
}

.page-content ul li {
  color: var(--gris-texto);
  line-height: 1.8;
  margin-bottom: 8px;
  font-size: 16px;
}

.info-box {
  background: #EFF6FF;
  border-left: 4px solid var(--azul-claro);
  border-radius: 0 var(--radio) var(--radio) 0;
  padding: 20px 24px;
  margin: 24px 0;
}

.info-box p { color: var(--azul-principal); margin: 0; font-weight: 600; }

.alert-box {
  background: #FEF3C7;
  border-left: 4px solid #F59E0B;
  border-radius: 0 var(--radio) var(--radio) 0;
  padding: 20px 24px;
  margin: 24px 0;
}

.alert-box p { color: #92400E; margin: 0; }

/* ============================================
   FORMULARIO CONTACTO
============================================ */
.contacto-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

.form-grupo {
  margin-bottom: 20px;
}

.form-grupo label {
  display: block;
  font-family: var(--fuente-titulo);
  font-weight: 600;
  font-size: 14px;
  color: var(--negro);
  margin-bottom: 8px;
}

.form-grupo input,
.form-grupo textarea,
.form-grupo select {
  width: 100%;
  padding: 14px 16px;
  border: 2px solid var(--gris-borde);
  border-radius: var(--radio);
  font-family: var(--fuente-cuerpo);
  font-size: 15px;
  color: var(--negro);
  transition: border-color 0.2s;
  background: var(--blanco);
}

.form-grupo input:focus,
.form-grupo textarea:focus,
.form-grupo select:focus {
  outline: none;
  border-color: var(--azul-claro);
}

.form-grupo textarea { height: 140px; resize: vertical; }

.btn-form {
  background: var(--verde-cta);
  color: var(--blanco);
  padding: 16px 40px;
  border: none;
  border-radius: var(--radio);
  font-family: var(--fuente-titulo);
  font-weight: 700;
  font-size: 16px;
  cursor: pointer;
  transition: all 0.2s;
  width: 100%;
}

.btn-form:hover {
  background: var(--verde-hover);
  transform: translateY(-2px);
}

.contacto-info h3 {
  font-family: var(--fuente-titulo);
  font-size: 22px;
  font-weight: 700;
  color: var(--azul-principal);
  margin-bottom: 20px;
}

.contacto-dato {
  display: flex;
  gap: 16px;
  margin-bottom: 24px;
  align-items: flex-start;
}

.contacto-dato-icono {
  width: 44px;
  height: 44px;
  background: #EFF6FF;
  border-radius: var(--radio);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.contacto-dato-texto h4 {
  font-family: var(--fuente-titulo);
  font-weight: 700;
  color: var(--negro);
  margin-bottom: 4px;
}

.contacto-dato-texto p {
  color: var(--gris-texto);
  font-size: 14px;
  margin: 0;
}

/* ============================================
   QUIENES SOMOS
============================================ */
.quienes-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 60px;
}

.valores-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
  margin-top: 40px;
}

.valor-card {
  background: var(--gris-fondo);
  border-radius: var(--radio-lg);
  padding: 28px;
  border: 1px solid var(--gris-borde);
  text-align: center;
}

.valor-icono { font-size: 36px; margin-bottom: 12px; }
.valor-card h3 {
  font-family: var(--fuente-titulo);
  font-weight: 700;
  color: var(--azul-principal);
  margin-bottom: 8px;
}
.valor-card p { color: var(--gris-texto); font-size: 14px; line-height: 1.7; }

/* ============================================
   RESPONSIVE
============================================ */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contacto-grid { grid-template-columns: 1fr; }
  .quienes-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .nav-principal { display: none; }
  .nav-principal.activo { 
    display: flex; 
    position: fixed;
    top: 73px;
    left: 0;
    right: 0;
    background: var(--blanco);
    flex-direction: column;
    padding: 20px;
    border-bottom: 2px solid var(--gris-borde);
    box-shadow: var(--sombra-lg);
  }
  .nav-principal.activo ul { flex-direction: column; gap: 16px; }
  .menu-toggle { display: flex; }
  .hero-stats { gap: 24px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .tabla-prestamos { font-size: 13px; }
  .tabla-prestamos thead th,
  .tabla-prestamos td { padding: 12px; }
}

@media (max-width: 480px) {
  .hero { padding: 60px 16px; }
  .hero-botones { flex-direction: column; align-items: center; }
  .btn-primario, .btn-secundario { width: 100%; text-align: center; }
}